Areas Of Advice - Mortgages
Lending for High Net Worth Individuals - Loans above £1m - £50m (bespoke and by appointment only)
Asset backed lending and lending based on complex or multiple income streams, including dividend and Bonus payments for City professionals.
Residential and Buy to Let - Including Buy to Let via Limited Company
|Central London Crown Estate experts||First time buyers / next time buyers, movers - 90% LTV Guarantor / Parental Assistance|
|Professional landlords (over 10 properties)|
New Build / Off plan Purchases
|Self Employed with only1 years accounts.||Let to Buy / Buy to Let|
|Bridging Finance - over 20 Lenders compared, including 2nd charges to 60% LTV and FCA regulated bridging.||OFFSET Mortgages above £1m|
|Tailored Loans (Combination of Tracker and Fixed rates and repayment methods - all within one loan).||UK Expatriates|
|Portfolio Financing & Re-Financing (within M25 only)||IT Consultants|
|Capital Raising (Home Improvement, Debt Consolidation, Buy another property)||Sports & Media Professionals|
|Introducers for Commercial Loans and Remortgages||Development Finance|
|Development and Mezzanine Finance||Parental Assisted mortgages|
|Self Build over £1m||Pre Fabrication Property|
|Directors (with just 1 yrs Dividend & Salary Income)||Short Leases - 50 yrs and below|
|Enhanced Income Multiples up to 5 x Income||Non Standard Construction|
|Transfers of Equity||Lease Extensions|
|Flats Above Commercial and Business Premises||Holiday Homes|
|Right to Buy - London Only||Live / Work Property - max 70% LTV|
|Flats above 4 Storeys including Ex Local Authority||Mixed used Residential and Commercial|
|Listed Property / Buildings||Country & Estates with 5 + Acres of Land|
|Introducers for Foreign Currency / Managed Currency Mortgages||Property requiring Lease extensions|
|HMO - Houses in Multiple Occupation||Long Term Fixed rates - to 10 yrs (subject to availability)|
COST OF ADVICE
As comprehensive mortgage advisers, you can choose how we are paid. We usually charge an admnistration and advice fee to process a mortgage application. This fee is usually £599.00. We may on completion receive a commission from the lender.
Alternatively, you can pay us a fee of 0.35% of the loan and we will refund any commission back to you that we receive. We adhere to the principles of treating customers fairly and if we do charge you a fee, we will put in writing to you details of any fees before commencing any work.
For Self Employed loans the overall cost of comparison is 7.6% APRC. The actual rate available will depend on your circumstances. Ask for a personalised illustration. This APRC is based on those with a clean credit history.
The FCA does not regulate Foreign mortgages, Foreign loans, Commercial mortgages, Trusts and some forms of Buy to Let mortgages.
The FCA does not regulate some forms of Bridging Finance.
Changes in the exchange rate may increase the sterling equivalent of your debt.
We act as introducers for Foreign Mortgages, Commercial mortgages and Trusts.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
- Tel: 0345 230 9091 (Mon-Fri 09:00 - 17:00)
- Email: firstname.lastname@example.org
- Fax: 0333 123 9093
- Avenue & Co Private Finance, 25 Sackville Street, London
- W1S 3AX